Swamy Handbook 2012 is a comprehensive guide for central government staff in India. It covers various aspects of service conditions, rules, regulations, benefits, allowances, and more. It is a valuable resource for anyone who wants to know more about the rights and duties of central government employees.
If you are looking for a free download of Swamy Handbook 2012 Pdf, you may be disappointed to know that it is not available online legally. The book is copyrighted by Swamy Publishers and they do not offer any free downloads or online access to their publications. You can only buy the book from their official website or authorized dealers.
However, there are some ways to get a copy of Swamy Handbook 2012 Pdf for free without breaking any laws. Here are some tips:
Ask your friends or colleagues who have bought the book if they can lend it to you or share a digital copy with you.
Visit a library that has the book in its collection and borrow it or scan it.
Search for online platforms that allow users to exchange or donate books and see if anyone has Swamy Handbook 2012 Pdf that they are willing to give away.
Contact Swamy Publishers and request them to send you a free sample or a discount coupon for the book.
By following these tips, you may be able to get Swamy Handbook 2012 Pdf for free without violating any copyright laws. However, we recommend that you support the authors and publishers by buying the book if you find it useful and informative.
Swamy Handbook 2012 Pdf is a must-have for central government staff in India. It provides detailed and updated information on various topics related to their service conditions. You can buy the book from Swamy Publishers' website or authorized dealers. Alternatively, you can try to get it for free by following the tips mentioned above.
Benefits of Swamy Handbook 2012 Pdf
Swamy Handbook 2012 Pdf is not only a guide for central government staff, but also a source of various benefits that they can avail of. Some of the benefits that Swamy Handbook 2012 Pdf provides are:
Boost in Travel Allowance: According to the 7th Pay Commission, central government employees are entitled to get increased travel allowance (TA) based on their pay level and mode of travel[^1^]. Swamy Handbook 2012 Pdf explains the TA rules and rates in detail and helps employees to claim their TA without any hassle.
Enhanced Medical Reimbursement: Central government employees can also get enhanced medical reimbursement under the Central Government Health Scheme (CGHS) or the Central Services (Medical Attendance) Rules (CSMA). Swamy Handbook 2012 Pdf covers the eligibility, entitlement, and procedure for availing medical reimbursement for various treatments and diseases.
Improved Pension Benefits: Central government employees who are covered under the National Pension Scheme (NPS) can also get improved pension benefits after retirement. Swamy Handbook 2012 Pdf provides information on the NPS rules, contribution, withdrawal, and annuity options. It also gives tips on how to optimize the NPS returns and tax benefits.
Easy House Building Advance: Central government employees who want to construct or purchase a house can also apply for House Building Advance (HBA) from the government. Swamy Handbook 2012 Pdf gives the eligibility criteria, interest rate, repayment period, and other conditions for availing HBA. It also guides employees on how to fill up the HBA application form and submit the required documents.
These are some of the benefits that Swamy Handbook 2012 Pdf offers to central government staff. By reading this book, employees can get a clear understanding of their service conditions and rights and make the best use of them. 29c81ba772